Insurance Review

Sectional title insurance reviews for body corporates.

A regular insurance review helps trustees and managing agents identify possible cover gaps, underinsurance risks, excess concerns and claims trends before renewal.

Specialist support

Practical, service-led insurance advice.

We help body corporates, trustees and managing agents make better insurance decisions with clear communication and structured support.

Policy Schedule Review

We review the current insurer, sums insured, excesses, extensions and important policy conditions.

Claims History

We consider claims trends that may affect renewal pricing or excess structures.

Sums Insured

We help identify where replacement values and underinsurance should be discussed.

Practical Recommendations

Clear feedback for trustees and managing agents to consider before renewal.

Service supported by CoverDesk

We use CoverDesk to support organised policy reviews, claims communication, document handling and renewal follow-ups.

This helps trustees and managing agents receive clearer communication and better admin flow throughout the insurance cycle.

Connected services

Part of our sectional title insurance focus.

This service forms part of our wider sectional title insurance offering for body corporates, trustees and managing agents.

Questions

Common questions

When should a scheme review its insurance?

Ideally before renewal and after any major building changes or claims trends.

What should trustees send for a review?

The current policy schedule, claims history, latest valuation and any known scheme concerns are useful.

Is premium the only important factor?

No. Excesses, cover limits, exclusions, claims service and sums insured are also important.

Need help with sectional title insurance?

Contact Lowensvlei Insurance Brokers for practical support.

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