Sectional Title Insurance for Trustees: A Practical Short Course
Learn how body corporate insurance works, what trustees should check before renewal, how geyser and water damage claims are handled, who may pay the excess, and what documents to prepare before an AGM or insurance review.
A practical Lowensvlei Insurance Brokers course for trustees, owners and managing agents.
This course will be hosted through the Lowensvlei Insurance Brokers course portal at learn.lvinsurance.co.za. It is designed to help trustees understand the insurance questions they should ask before renewal, AGM or a major claim. It does not replace legal advice or scheme-specific broker advice, but it gives trustees a better framework for making informed insurance decisions.
- Understand what body corporate insurance usually covers
- Know which documents to request before renewal
- Identify common geyser, water damage and roof leak claim issues
- Understand excesses, claim payments and owner responsibility
- Know when public liability, fidelity cover and trustee indemnity matter
Register for the free course
Send your details and we will send your course access link once the Lowensvlei Insurance Brokers course portal is ready.
What trustees will learn.
Each module is short, practical and focused on the insurance decisions trustees often face.
What sectional title insurance covers
Buildings, common property, owner contents, sections, exclusions and the role of the body corporate policy.
Trustee responsibilities before renewal
Renewal timing, policy schedules, claims history, excess changes, broker advice and AGM preparation.
Replacement values and underinsurance
Replacement value vs market value, valuation reports, schedule of replacement values and AGM approval.
Geysers, water damage and roof leaks
Geyser bursts, burst pipes, leaking pipes, roof leaks, resultant damage and maintenance vs insured events.
Excesses and claim payments
Who may pay the excess, cash settlement vs repair, photos, quotes, invoices and communication with owners.
Liability, fidelity and trustee protection
Public liability, fidelity cover, trustee indemnity, managing agent risk, disclosure and trustee records.
What you receive
- Access to the course modules through the Lowensvlei Insurance Brokers course portal once available
- A printable Trustee Insurance Review Checklist
- Practical claim and renewal questions to discuss at trustee level
- Links to supporting LV Insurance guides
- Option to request a body corporate insurance review
Important course disclaimer
This course is general information only. It is not legal advice, not an accredited qualification and not a replacement for scheme-specific insurance advice. Policy wording differs between insurers. Trustees should obtain written advice based on their own scheme, policy schedule, valuation, claims history and needs analysis.
Recommended reading before or after the course.
Body Corporate Insurance
Insurance reviews and broker support for trustees and managing agents.
Read more →BasicsWhat Does Sectional Title Insurance Cover?
A plain-English explanation of body corporate building insurance.
Read more →ReviewSectional Title Insurance Review
What trustees should check before renewal or AGM.
Read more →Course FAQs
Is this course free?
Yes. The first version is a free practical information course for trustees, owners and managing agents.
Is this course accredited?
No. It is an information course and not an accredited legal, financial or CPD qualification.
Can a managing agent register?
Yes. Managing agents are welcome to register, especially if they want a practical insurance checklist to discuss with trustees.
Can LV Insurance review our current policy?
Yes. You can request a review during registration or contact us separately with your policy schedule, renewal terms and claims questions.
Want to turn the course into a policy review?
Send us your current schedule and we can help identify the key insurance questions trustees should ask before renewal or AGM.
Request an Insurance Review →